How I Built a Vehicle Cost Comparison Tool That Doesn't Ignore Depreciation

I was replacing a 2014 petrol MPV with a used EV. Along the way I collected insurance quotes, checked the vehicle tax bracket, asked for a battery health certificate, got a trade-in offer, and compared a cash price against a dealer’s financing plan. Somewhere in the middle of all that I wanted one simple thing: a single number telling me what switching would actually cost per year, compared to just keeping the car I already had. ...